UnionBank Rewards Credit Card

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UnionBank Rewards Credit Card

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    Note: You must check all boxes before submitting the application.

    Apply for a UnionBank Rewards Credit Card today and upgrade your credit card experience. Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
    Annual Fee  Free
    Min. Annual Income ₱ 180,000
    Monthly Effective Interest Rate 3%
    Benefits
    Rewards – Dining Spend 3 reward points
    Rewards – Retail Spend 3 reward points
    Rewards – Base Rate 1 point per ₱30
    Rewards – Online Shopping 3 reward points
    Quick Facts
    • Earn 3x non-expiring reward points when you shop and dine here and abroad.
    • Earn 1 non-expiring reward point for every ₱30 spend.
    • Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
    • Ideal for: cardholders who frequently shop and dine locally and overseas.
    Eligibility
    Minimum Age 21 years old
    Maximum Age 70 years old
    Min. Annual Income ₱ 180,000
    Landline Required Not required
    Credit Card Required Not required

    Required Documents

    Regular Employee

    • Government-issued ID: Passport
    • Signed Certificate of Employment
    • Valid TIN / SSS / GSIS or UMID number
    • Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
    Fees / Repayment
    Annual Fee Free
    Annual Fee Waiver Yes
    Monthly Effective Interest Rate 3%
    Cash Advance Monthly Effective Interest Rate 3.04 %
    Cash Advance Service Charge ₱ 200
    Minimum Amount Due ₱ 500