UnionBank Rewards Credit Card

Apply Now
Apply for a UnionBank Rewards Credit Card today and upgrade your credit card experience. Get 3x reward points for every dining and shopping purchase. Plus, earn a point for every ₱30 spend and enjoy promotions and deals with partner merchants!
Annual Fee  Free
Min. Annual Income ₱ 180,000
Monthly Effective Interest Rate 3%
Benefits
Rewards – Dining Spend 3 reward points
Rewards – Retail Spend 3 reward points
Rewards – Base Rate 1 point per ₱30
Rewards – Online Shopping 3 reward points
Quick Facts
  • Earn 3x non-expiring reward points when you shop and dine here and abroad.
  • Earn 1 non-expiring reward point for every ₱30 spend.
  • Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
  • Ideal for: cardholders who frequently shop and dine locally and overseas.
Eligibility
Minimum Age 21 years old
Maximum Age 70 years old
Min. Annual Income ₱ 180,000
Landline Required Not required
Credit Card Required Not required

Required Documents

Regular Employee

  • Government-issued ID: Passport
  • Signed Certificate of Employment
  • Valid TIN / SSS / GSIS or UMID number
  • Proof of income: BIR Form 2316, your latest ITR (1700 or 1701) with a BIR or Bank Stamp, or your latest payslip.
Fees / Repayment
Annual Fee Free
Annual Fee Waiver Yes
Monthly Effective Interest Rate 3%
Cash Advance Monthly Effective Interest Rate 3.04 %
Cash Advance Service Charge ₱ 200
Minimum Amount Due ₱ 500