UnionBank Cebu Pacific Gold

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UnionBank Cebu Pacific Gold

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    Explore the world and satisfy your wanderlust with a UnionBank Cebu Pacific Gold credit card. Earn 1 Go reward point for every ₱200 spend and redeem your points for free travel vouchers from Cebu Pacific. Plus, get exclusive seat sale deals and more by applying for this credit card!
    Annual Fee ₱ 3,000 per year
    Min. Annual Income ₱ 360,000
    Monthly Effective Interest Rate 3%
    Benefits

    Rewards

    Rewards – Base Rate 1 point per ₱200

    Insurance

    Life insurance coverage ₱ 400,000
    Quick Facts
    • Earn 1 Go reward point for every ₱200 spend.
    • Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.
    • Exclusive access to Cebu Pacific seat sales.
    • Free life insurance coverage of up to ₱400,000.
    • Ideal for: cardholders who frequently fly with Cebu Pacific.
    Eligibility
    Minimum Age 18 years old
    Maximum Age 70 years old
    Min. Annual Income ₱ 360,000
    Landline Required Not required
    Credit Card Required Not required

    Required Documents
    Regular Employee

    • Government-issued ID
    • Valid TIN / SSS / GSIS or UMID number
    • Signed Certificate of Employment
    • Proof of income

    Self-Employed

    • Government-issued ID
    • Valid TIN / SSS / GSIS or UMID number
    • Audited Financial Statements
    • Business registration/permits
    Fees / Repayment
    Annual Fee ₱ 3,000 per year
    Annual Fee Waiver No
    Monthly Effective Interest Rate 3 %
    Cash Advance Monthly Effective Interest Rate 2.91 %
    Cash Advance Fee ₱ 200