BPI Rewards Card

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BPI Rewards Card

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    With its low annual income requirement, straightforward list of requirements, and easy credit card application process, the BPI Rewards Card is the perfect choice for first-timers. Earn 1 BPI point, which you can use to redeem exclusive deals, for every ₱35 spend. Make spending more manageable with this card’s flexible installment plans of up to 36 months. Book your flights with your BPI Rewards card and get free insurance worth up to ₱2 million.
    Annual Fee ₱1,550 (waived for the first year)
    Monthly income requirement ₱15,000
    Interest Rate 3%
    Benefits
    • Earn 1 BPI Point for every ₱35 spend
    • Up to 36 months installment terms
    • Up to ₱2 million travel insurance coverage
    Quick Facts
    • Earn BPI Rewards Points that you can use for shopping credits, gift vouchers, airline miles, and more.
    • Use your BPI Rewards Card to shop, dine, and travel for a more rewarding experience.
    • Discover lots of discounts and freebies via the Oh My Deals! App.
    • Rack up points from purchases you make anywhere in the world, whether online or in-store.
    • Every Php 35 spent earns you 1 BPI Rewards Point.
    • View, track, and redeem your points in real time through the Vybe app.
    • Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit.
    • Always use your card abroad to enjoy one of the lowest foreign transaction service fees of just 1.85%.
    • Be insured for free whenever you travel for up to Php 2 million when you book your flights using your card.
    • Redeem your accumulated, non-expiring points for shopping credits, shopping eGCs, dining eGCs or miles, and more.
    • Convert your credit limit to cash and pay it in installments up to 36 months.
    • You can also avail of Cash Advance and withdraw up to 30% of your available credit limit.
    Eligibility
    Minimum Age 21 years old
    Maximum Age 65 years old
    Min. Annual Income ₱ 180,000
    Landline Required Yes

    Required Documents

    For employed

    • Government-issued ID
    • Photocopy of latest BIR Form 2316
    • Certificate of Employment (COE) and latest payslips

    For self-employed

    • Government-issued ID
    • Latest Audited Financial Statement with BIR or bank stamp
    • Latest Income Tax Return with BIR or bank stamp

    For foreign residents

    • Passport
    • Alien Certificate of Registration and  Work Permit or Embassy Accreditation Papers
    Fees / Repayment
    • Annual Fee: ₱1,550
    • Interest rate: 3%