UnionBank Miles+ Visa Signature

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UnionBank Miles+ Visa Signature

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    Affordable, safe, and relaxing—these are must-haves in every vacation, and you can have all three when you use your UnionBank Miles+ Visa Signature. Fly out for free by collecting miles after every swipe, get up to ₱1 million travel insurance, and enjoy your complimentary passes to selected airport lounges here and abroad.
    Annual Fee ₱ 5,000 per year
    Min. Annual Income ₱ 360,000
    Interest Rate 3%
    Benefits

    Rewards

    Rewards Points Baseline 1 rewards point

    Additional Benefits

    Purchase protection 30 days
    Airport Lounge Access Complimentary passes and exclusive access
    Complimentary Travel Insurance ₱1 million
    Quick Facts
    • Earn 1 mile for every ₱30 spend
    • Redeem cash credits using your non-expiring miles or convert it to air miles
    • Enjoy exclusive access and 2 complimentary passes every year to select local and international airport lounges
    • Get up to ₱1 million travel insurance when you buy your travel ticket using your UnionBank Miles+ Visa Signature
    • Get a 30-day Purchase Protection coverage for free
    • Ideal for: frequent international travelers
    Eligibility
    Minimum Age 21 years old
    Maximum Age 70 years old
    Min. Annual Income ₱ 360,000
    Landline Required Not required
    Credit Card Required Not required

    Required Documents
    Regular Employee

    • Government-issued ID
    • Valid TIN / SSS / GSIS or UMID number
    • Signed Certificate of Employment
    • Proof of income

    Self-Employed

    • Government-issued ID
    • Valid TIN / SSS / GSIS or UMID number
    • Audited Financial Statements
    • Business registration/permits
    Fees / Repayment
    Annual Fee ₱ 5,000 per year
    Annual Fee Waiver N/A
    Interest Rate 3 %
    Interest on Cash Advance 3.04 %
    Cash Advance Service Charge ₱ 200
    Late Payment Charge ₱ 1,500