UnionBank Platinum Mastercard

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UnionBank Platinum Mastercard

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    If you’re looking to get more out of your shopping experience, apply for a UnionBank Platinum Mastercard. Earn 1% cash back on all spending categories so you can save anytime, anywhere. Find more exclusive perks when you apply today!
    Annual Fee ₱ 3,000 per year
    Min. Annual Income ₱ 600,000
    Monthly Effective Interest Rate 3%
    Benefits

    Cashback

    Cash Back – Base Rate 1 %

    Additional Benefits

    Life insurance coverage ₱ 400,000
    Airport Lounge Access Free lounge access
    Quick Facts
    • Earn 1% cash back on all spending categories.
    • Free lounge access at NAIA Terminals 1 and 3.
    • Accepted at over 30 million establishments worldwide.
    • Ideal for: cardholders with huge monthly expenses.
    Eligibility
    Minimum Age 18 years old
    Maximum Age 70 years old
    Min. Annual Income ₱ 600,000
    Landline Required Not required
    Credit Card Required Not required

    Required Documents
    Regular Employee

    • Government-issued ID
    • Valid TIN / SSS / GSIS or UMID number
    • Signed Certificate of Employment
    • Proof of income

    Self-Employed

    • Government-issued ID
    • Valid TIN / SSS / GSIS or UMID number
    • Audited Financial Statements
    • Business registration/permits
    Fees / Repayment
    Annual Fee ₱ 3,000 per year
    Annual Fee Waiver No
    Monthly Effective Interest Rate 3 %
    Cash Advance Monthly Effective Interest Rate 2.91 %
    Cash Advance Fee ₱ 200