Choose the credit 
card that makes sense for you
Discover the perfect credit card tailored to your unique needs in the Philippines with Cards.ph. We’re here to help you navigate through a variety of options, ensuring you choose the best credit card that fits your lifestyle, spending habits, and financial goals. Whether you’re looking for rewards, cashback, travel perks, or flexible payment terms, Cards.ph makes it easy to find a card that suits your preferences and maximizes the benefits for your day-to-day spending.
Find and compare the best credit cards for your needs!
No Annual Fee Credit Cards
Explore the best no annual fee credit cards to maximize your savings and benefits all year round!
Get StartedRewards Credit Cards
Make the most of your spending with top rewards credit cards—earn points, cash back, and exclusive benefits on every purchase
Get StartedCash Back Credit Cards
Maximize your everyday spending with the best cashback credit cards—earn money back on every purchase, enjoy higher cashback rates on key categories.
Get StartedTravel Credit Cards
Take your adventures further with the best travel credit cards—earn valuable miles, points, and exclusive travel perks to help you save on flights, hotels, and more.
Get StartedWho we are
Cards.ph is the Philippines' leading marketplace dedicated to helping you find the best credit cards. Through our free, unbiased platform, you can quickly compare, select, and apply for the ideal credit card online, while enjoying exclusive rewards and discounts on every qualified application. We also support your financial journey with educational content available on our blog, email, and social media channels, helping you make the best credit card decisions for a healthier financial future.
Credit card application process
The process for a credit card application in the Philippines may vary slightly depending on the bank. However, the general steps involved in applying for a credit card are typically similar across institutions
- Explore Card Options
- Filter by Your Needs
- Compare Key Features
- Read Customer Reviews
- Select Your Best Match
- Apply in Minutes
Start using your preferred credit cards with ease
Start by researching and comparing different credit card options available to find the one that suits your needs.
Invite friends
Share the benefits of exclusive rewards with your friends! For every friend you invite to apply for our credit card, you both get rewarded when they're approved.
Automate bills
Say goodbye to missed due dates and late fees with automated billing payments using your credit card. Simplify finances by setting up recurring payments, ensuring bills are paid on time, every time.
Send money to Friends
Sending money to friends has never been easier with your credit card! Enjoy fast, secure transfers directly from your card, giving you a flexible way to share funds, split bills, or send gifts instantly.
Card management
Take control of your finances with easy, intuitive card management features. Track spending, set up alerts, manage limits, and monitor transactions—all from one convenient app.
Get credit card from 3 simple process
Getting a credit card typically involves a straightforward process that can be summarized in three simple steps:
Research and compare
Submit an application
Approval and activation
No overdraft Fees
How to choose the right credit card
Selecting the right credit card is a crucial decision that can significantly influence your financial management and overall banking experience.
Flexible terms
After submitting your application, the credit card issuer will review your application and assess your creditworthiness.
Get 24/7 identity protection
After submitting your application, the credit card issuer will review your application and assess your creditworthiness.
Start your journey
Latest Credit Cards and Banking News
Stay informed with the latest news on credit cards, banking trends, and financial insights for smarter decisions.
