BPI Gold Rewards Card
| Annual Fee | ₱2,250/year |
| Minimum Annual Income | ₱480,000 |
| Interest Rate | 3% |
Card Details
- Use your BPI Gold Rewards Card to shop, dine, and travel for a more rewarding experience. Discover lots of discounts and freebies via the Oh My Deals! App.
- Rack up points from purchases you make anywhere in the world, whether online or in-store. Every Php 35 spend earns you 1 BPI Rewards Point.
- View, track, and redeem your points in real-time through the Vybe app.
- Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit
- Always use your card abroad to enjoy one of the lowest foreign transaction service fees of just 1.85%.
- Be insured for fee whenever you travel for up to Php 10 million when you book your flights using your card.
BPI Gold Rewards Card
BPI eCredit Card
| Annual Fee | Free for life |
| Minimum Annual Income | ₱180,000 |
| Interest Rate | 3% |
Card Details
- BPI eCredit Card is a free companion card to your BPI card and is designed for online use.
- It has a lower and adjustable limit. Plus, it has a different card number for added security.
- Get a different card number with a lower and adjustable sublimit from your primary BPI Credit Card.
- Earn 1 BPI point for every Php 35 spend. Enjoy lots of exciting rewards that you can redeem such as gift vouchers, shopping credits, airline miles, and more.
- Enjoy a wide array of offers from your favorite online stores.
- Enjoy a companion card that comes free with absolutely no annual fees.
BPI eCredit Card
BPI Amore Platinum Cashback Card
| Annual Fee | ₱5,000 |
| Minimum Annual Income | ₱1,000,000 |
| Interest Rate | 3% |
Card Details
- Allows you to enjoy cashback anywhere you shop or dine worldwide, whether in-store or online.
- Get cashback at your favorite restaurants or online food delivery services
- Earn cashback in supermarkets, department stores, and other shopping stores
- Enjoy cashback on all your other local or international spend, in-store or online
- Convert your credit limit to cash and pay it in installments up to 36 months.
- You can also avail of Cash Advance and withdraw up to 100% of your available credit limit.
- Enjoy real 0% installment, Buy Now Pay Later, and an additional installment limit with Bouns Madness Limit.
- Convert your straight purchases to installments with very low add-on rates
- Get unlimited access to Ayala Malls’ exclusive customer and family lounges and a 5% discount on your movie ticket purchase at the cinemas.
- New cardholders can also get complimentary parking tickets at select Ayala Malls as a welcome gift.
- Enjoy one of the lowest forex conversion rates of just 1.85%.
BPI Amore Platinum Cashback Card
BPI Signature Card
| Annual Fee | ₱5,500 |
| Minimum Annual Income | ₱1,200,000 |
| Interest Rate | 3% |
Card Details
- Save while you shop abroad: The lowest forex conversion rate is just 1.85%
- Enjoy great deals on dining, hotels, resorts, fitness studios, and wellness centers, all year round: Signature deals up to 50% Off
- For every Php 20 spend and use points to redeem miles, shopping credits, or gift certificates from premium merchants
- Enhance your travel experience with Visa’s 24/7 Worldwide Concierge, Airport Meet & Greet Immigration Services, Airport Transfer Program, and Luxury Hotel Collection, offering you great discounts and premium privileges.
- Relax before your flight and enjoy complimentary airport lounge access for you and one guest at PAGSS international lounges in NAIA 1 and NAIA 3.
- Book your travel using your card and get up to Php 20 million free travel accident and inconvenience benefits via air, land, or water.
- Get preferential exchange rates on a wide array of foreign currencies for your travels abroad
- Convert your credit limit to cash and pay it in installments for up to 36 months.
- You can also avail of Cash Advance and withdraw up to 100% of your available credit limit.
BPI Signature Card
BPI Platinum Rewards Mastercard
| Annual Fee | ₱4,000 (free for the first year) |
| Minimum monthly income requirement | ₱83,333 |
| Interest Rate | 3% |
Card Details
- Easily earn and redeem rewards. Whether you’re shopping, dining, or traveling, earn rewards points for GCs, miles, and more with BPI Rewards Cards.
- Use your BPI Platinum Rewards Card to shop, dine, and travel for a more rewarding experience. Discover lots of discounts and freebies via the Oh My Deals! App.
- Earn two (2) BPI Rewards Points for every Php 30 local spend or for every Php20 foreign currency spent at merchants outside the Philippines, whether in-store or online.
- View, track, and redeem your points in real time through the Vybe app.
- Enjoy 0% installment on airline tickets for up to 6 months, all year round, when you book your airfare using your card.
- Enjoy convenient travel and access airport lounges worldwide with a complimentary Priority Pass membership and get up to 4 free lounge passes yearly, subject to required spend.
- Be insured for free whenever you travel for up to Php 10 million when you book your flights using your card.
- Mastercard’s Purchase Protection Insurance guards your purchases against theft and accidental damage for up to 180 days
- Enjoy priority land at 24-hour BPI Conta t Cetner and 24/7 assistance with Mastercard Travel & Lifestyle services. Plus, get access to exclusive offers with Mastercard Moments.
- Redeem your accummulated, non-expiring point for shopping credits, shopping eGCs, dining eGCs or miles, and more.
- Convert your credit limit to cash and pay it in installments up to 36 months.
- You can also avail of Cash Advance and withdraw up to 100% of your available credit limit.
BPI Platinum Rewards Mastercard
BPI Edge Card
| Annual Fee | ₱110 (waived for the first year) |
| Monthly income requirement | ₱15,000 |
| Interest Rate | 3% |
Card Details
- Get cash anytime and pay it in up to 36 months in installment when you convert your credit limit to cash.
- Avail of cash advance and withdraw up to 30 % of your available credit limit.
- Enjoy one of the lowest forex rates at just 1.85% and use it for your international purchases and when shopping abroad
- Earn 1 BPI Rewards Point for every Php 50 spend.
- Enjoy a wide array of year-round special deals.
- Enjoy real 0% installment, Buy Now Pay Later, and additional installment limit with our Bonus Madness Limit.
- You can also convert your straight purchases to installment with our very low add-on rates.
BPI Edge Card
BPI Amore Cashback Card
| Annual Fee | ₱2,050 (waived for the first year) |
| Monthly income requirement | ₱15,000 |
| Interest Rate | 3% |
Card Details
- Allows you to enjoy cashback when you pay for your needs, whether in-store or online. It also lets you enjoy cashback on your other local spend.
- 4% Cashback at supermarkets. Get cashback on your groceries and everyday household needs.
- 1% Cashback on drug stores and utilities. Earn cashback on health and personal care essentials and utilities.
- 0.3% Cashback on all other local retail spend. Enjoy cashback on all your other local retail spend, in-store or online.
- Convert your credit limit to cash and pay it in installments for up to 36 months. You can also avail of Cash Advance, and withdraw up to 30% of your available credit limit.
- Enjoy real 0% installment, Buy Now Pay Later, and an additional installment limit with our Bonus Madness Limit. You can also convert your straight purchases to installments with our very low add-on rates.
- Get unlimited access to Ayala Malls’ exclusive customer and family lounges.
- Enjoy one of the lowest forex conversion rates of just 1.85%.
BPI Amore Cashback Card
Petron BPI Card
| Annual Fee | ₱1,550 (waived for the first year) |
| Monthly income requirement | ₱15,000 |
| Interest Rate | 3% |
Card Details
- Offers a 3% fuel rebate and gives a free Php 200 fuel voucher as a welcome gift, this is the practical motorist card that gets you going.
- Earn a fuel rebate of 3%. Get it at any participating Petron station nationwide.
- Maximum fuel rebate per year Php 15,000. Advise the pump attendant to swipe your Petron BPI Card to a BPI Point-of-Sale terminal to be able to earn a rebate.
- Get cash anytime and withdraw up to 30% of your available credit limit through cash advance.
- For newly approved principal cardholders, the card comes with a free Php 200 fuel voucher.
- Get access to cash when you need it and pay in installments up to 36 months.
- Enjoy real 0% installment, Buy Now Pay Later, and an additional installment limit with our Bonus Madness Limit. You can also convert your straight purchases to installments with our very low add-on rates.
Petron BPI Card
BPI Rewards Card
| Annual Fee | ₱1,550 (waived for the first year) |
| Monthly income requirement | ₱15,000 |
| Interest Rate | 3% |
Card Details
- Earn BPI Rewards Points that you can use for shopping credits, gift vouchers, airline miles, and more.
- Use your BPI Rewards Card to shop, dine, and travel for a more rewarding experience.
- Discover lots of discounts and freebies via the Oh My Deals! App.
- Rack up points from purchases you make anywhere in the world, whether online or in-store.
- Every Php 35 spent earns you 1 BPI Rewards Point.
- View, track, and redeem your points in real time through the Vybe app.
- Stretch your payment terms up to 36 months as you enjoy Real 0% Special Installment Plan (S.I.P.), Buy Now Pay Later, and additional installment limit with Bonus Madness Limit.
- Always use your card abroad to enjoy one of the lowest foreign transaction service fees of just 1.85%.
- Be insured for free whenever you travel for up to Php 2 million when you book your flights using your card.
- Redeem your accumulated, non-expiring points for shopping credits, shopping eGCs, dining eGCs or miles, and more.
- Convert your credit limit to cash and pay it in installments up to 36 months.
- You can also avail of Cash Advance and withdraw up to 30% of your available credit limit.
BPI Rewards Card
EastWest Visa Platinum
| Annual Fee | ₱ 3,600 per year |
| Min. Annual Income | ₱ 1,000,000 |
| Interest Rate | 3% |
Card Details
- Earn up to 8.58% cash rewards for your straight charges at department stores, restaurants, food delivery apps, travel, fuel, and utilities spend
- Get 0.3% cash rewards when you shop at other establishments
- Get up to ₱20 million free Travel Accident and Inconvenience Insurance Coverage
- Enjoy premium lifestyle perks and offers that suit your taste
- Ideal for: cardholders who like to shop and dine
EastWest Visa Platinum
EastWest Gold Mastercard
| Annual Fee | ₱ 2,500 per year |
| Min. Annual Income | ₱ 480,000 |
| Interest Rate | 3% |
Card Details
- Earn 1 reward point for every ₱100 spend
- Have peace of mind when you travel with its free Travel Accident and – Inconvenience Insurance coverage
- Use your EastWest Gold Mastercard or Visa anywhere in the Philippines and the world
- Enjoy a wide array of privileges when you shop, dine, and travel
- Ideal for: cardholders who put a premium on luxury and rewards
EastWest Gold Mastercard
EastWest Platinum Mastercard
| Annual Fee | Free |
| Min. Annual Income | ₱ 1,800,000 |
| Interest Rate | 3% |
Card Details
- Get lifetime free membership for your principal and supplementary cards
- Comes with a free EastWest Platinum Virtual Card that you can use when you shop online for added security
- Travel worry-free with its free Travel Accident & Inconvenience Insurance coverage
- Access VIP lounges at different airports with your Free Priority Pass membership
- Ideal for: people who love to travel and appreciate the finer things in life
EastWest Platinum Mastercard
EastWest Dolce Vita Titanium Mastercard
| Annual Fee | ₱ 2,000 per year |
| Min. Annual Income | ₱ 300,000 |
| Interest Rate | 3% |
Card Details
- Shop, dine, and unwind with exclusive deals and discounts from your favorite establishments
- Avail of special perks and privileges at different beauty, health, and wellness merchants
- Earn 1 Charm with every ₱100 you charge to your EastWest Dolce Vita Titanium Mastercard
- Accumulate Charms to redeem rewards and vouchers
- Ideal for: cardholders who frequently make lifestyle purchases
EastWest Dolce Vita Titanium Mastercard
Security Bank World Mastercard
| Annual Fee | ₱ 5,000 per year |
| Min. Annual Income | ₱ 3,000,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Waived annual fee on the first year.
- Earn 3x points for every ₱20 spend.
- Membership to more than 1,000 lounges in over 500 airports worldwide.
- Free travel insurance coverage up to ₱10 million.
- Dining, spa, and retail offers from select exclusive airport merchants.
- Ideal for: travel aficionados who want more travel perks.
Security Bank World Mastercard
Security Bank Platinum Mastercard
| Annual Fee | ₱ 4,000 per year |
| Min. Annual Income | ₱ 780,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Earn 2 reward points for every ₱20 spend.
- Free travel insurance up to ₱10 million.
- Free online purchase protection up to $200.
- Access to 1,000 airport lounges worldwide.
- Ideal for: frequent travelers and international shoppers.
Security Bank Platinum Mastercard
Security Bank Complete Cashback Platinum Mastercard
| Annual Fee | ₱ 3,000 per year |
| Min. Annual Income | ₱ 780,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Free annual fee for the first year
- Enjoy up to 5% rebates on essential spend categories
- Exclusive access to Marhaba Lounge at NAIA 1 and 3
- Avail exclusive promos all year round
- Ideal for: money-savvy cardholders on a budget
Security Bank Complete Cashback Platinum Mastercard
Security Bank Gold Mastercard
| Annual Fee | ₱ 2,500 per year |
| Min. Annual Income | ₱ 360,000 |
| Interest Rate | 3% |
Card Details
- Free annual fee for the first year
- Earn one (1) reward point for every ₱20 spend
- Secure online shopping with SecureCode
- Enjoy exclusive rewards and promos all year round
- Ideal for: reward seekers and frequent online shoppers
Security Bank Gold Mastercard
HSBC Red Mastercard
| Annual Fee | ₱ 2,500 per year |
| Min. Annual Income | ₱ 200,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- 4x reward points on online, shopping, dining, and overseas spend
- Earn 1 reward point for every ₱20 spend
- 6% rebate on your first Caltex fuel spend; 3% rebate year-round
- Ideal for: online shopping and dining worldwide
HSBC Red Mastercard
HSBC Live+ Credit Card
| Annual Fee | ₱ 5,000 per year |
| Min. Annual Income | ₱ 200,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Up to 8% cashback on all dining spend
- Up to 5% cashback on shopping spend
- Up to 5% cashback on entertainment spend
- Ideal for: outgoing individuals craving for fun experiences
HSBC Live+ Credit Card
UnionBank PlayEveryday
| Annual Fee | ₱ 1,500 per year |
| Min. Annual Income | ₱ 360,000 |
| Interest Rate | 3% |
Card Details
- Earn one (1) PlayPoint for every ₱10 spend
- Redeem your points through the UnionBank Online app
- Set up your Avatar and join the leaderboards
- Enjoy exclusive deals and rewards worldwide
- Ideal for: first-time credit cardholders, gamers, and young adults
UnionBank PlayEveryday
UnionBank Go Rewards Platinum Visa
| Annual Fee | ₱ 5,000 per year |
| Min. Annual Income | ₱ 180,000 |
| Interest Rate | 3% |
Card Details
- Earn 1 Go Rewards point for every ₱100 spend in Robinsons Retail stores such as Robinsons Department Store, Robinsons Supermarket, Cebu Pacific, Daiso, and Caltex
- Earn 1 Go Rewards point for every ₱200 on all other spend
- 1 Go Rewards point equals ₱1 that you can use when purchasing at Robinsons Retail establishments
- Automatically qualify for a Go Rewards Black Membership to get free delivery at Savers Appliances for the first 5 kilometers
- Ideal for: individuals who love to shop at Robinsons Retail Stores and love VIP treatment
UnionBank Go Rewards Platinum Visa
UnionBank Go Rewards Gold Visa
| Annual Fee | ₱ 3,000 per year |
| Min. Annual Income | ₱ 180,000 |
| Interest Rate | 3% |
Card Details
- Earn 1 point for every ₱200 spend
- 1 Go Reward point equals ₱1 that you can use when purchasing at Robinsons Retail establishments
- Automatically qualify for a Go Rewards Black Membership to get an Exclusive Black Membership Lane in The Marketplace and Shopwise
- Enjoy exclusive offers and deals from Go Rewards partners
- Ideal for: shoppers who frequent Robinsons Malls and Robinsons Retail stores
UnionBank Go Rewards Gold Visa
UnionBank Miles+ Visa Signature
| Annual Fee | ₱ 5,000 per year |
| Min. Annual Income | ₱ 360,000 |
| Interest Rate | 3% |
Card Details
- Earn 1 mile for every ₱30 spend
- Redeem cash credits using your non-expiring miles or convert it to air miles
- Enjoy exclusive access and 2 complimentary passes every year to select local and international airport lounges
- Get up to ₱1 million travel insurance when you buy your travel ticket using your UnionBank Miles+ Visa Signature
- Get a 30-day Purchase Protection coverage for free
- Ideal for: frequent international travelers
UnionBank Miles+ Visa Signature
UnionBank Cebu Pacific Platinum
| Annual Fee | ₱ 5,000 per year |
| Min. Annual Income | ₱ 600,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Earn one (1) Go reward point for every ₱200 spend.
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.
- Free unlimited access to NAIA Terminal 3 – Pacific Lounge.
- Free travel insurance and other premium travel perks.
- Early alerts to upcoming Cebu Pacific seat sales.
- Ideal for: frequent leisure or business travelers.
UnionBank Cebu Pacific Platinum
UnionBank Cebu Pacific Gold
| Annual Fee | ₱ 3,000 per year |
| Min. Annual Income | ₱ 360,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Earn 1 Go reward point for every ₱200 spend.
- Earn 1 Go reward point for every ₱100 spend at Cebu Pacific.
- Exclusive access to Cebu Pacific seat sales.
- Free life insurance coverage of up to ₱400,000.
- Ideal for: cardholders who frequently fly with Cebu Pacific.
UnionBank Cebu Pacific Gold
UnionBank Platinum Mastercard
| Annual Fee | ₱ 3,000 per year |
| Min. Annual Income | ₱ 600,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Earn 1% cash back on all spending categories.
- Free lounge access at NAIA Terminals 1 and 3.
- Accepted at over 30 million establishments worldwide.
- Ideal for: cardholders with huge monthly expenses.
UnionBank Platinum Mastercard
UnionBank Lazada Credit Card
| Annual Fee | ₱ 3,000 per year |
| Min. Annual Income | ₱ 360,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Earn 6x Lazada Credits for every ₱200 spent on the app.
- Earn 1 Lazada Credit for purchases made to other merchants.
- Enjoy exclusive discounts from select Lazada merchants.
- Ideal for: online shoppers and frequent Lazada users.
UnionBank Lazada Credit Card
UnionBank Cash Back Visa Platinum
| Annual Fee | ₱ 4,500 per year |
| Min. Annual Income | ₱ 180,000 |
| Interest Rate | 3% |
Card Details
- Earn up to 6% cash back on groceries
- Earn up to 2% cash back on Meralco bill payments when you pay via UnionBank Online
- Get up to 0.20% cash back on all other purchases
- Ideal for: individuals who want to save on their essential spend
UnionBank Cash Back Visa Platinum
UnionBank Rewards Credit Card
| Annual Fee | Free |
| Min. Annual Income | ₱ 180,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- Earn 3x non-expiring reward points when you shop and dine here and abroad.
- Earn 1 non-expiring reward point for every ₱30 spend.
- Redeem cash credits, merchandise, gadgets, points transfers, and MORE!
- Ideal for: cardholders who frequently shop and dine locally and overseas.
UnionBank Rewards Credit Card
UnionBank U Visa Platinum
| Annual Fee | Free |
| Min. Annual Income | ₱ 180,000 |
| Interest Rate | 3% |
Card Details
- No annual fees for life!
- Earn a 10% rebate on interest charge when you pay at least the minimum amount due on or before the due date
- No overlimit and late fees
- Ideal for: cardholders who prefer cards with less fees
UnionBank U Visa Platinum
Metrobank Platinum Mastercard®
| Annual Fee | Free |
| Min. Annual Income | ₱ 700,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱400,000.
- Earn 1 reward point for every ₱20 spend
- Up to 50% off on premium dining offers
- eCommerce purchase protection up to $200
- No annual fee for your first supplementary card
- Ideal for: premium dining perk seekers
Metrobank Platinum Mastercard®
Metrobank World Mastercard®
| Annual Fee | Free |
| Min. Annual Income | ₱ 1,500,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- No annual fees for carded first-time Metrobank cardholders when you apply until October 31, 2024 and meet an annual spend of ₱800,000.
- Get 2x reward points for international purchases
- Earn 1 reward point for every ₱20 spend
- Enjoy up to 50% off on luxury dining deals
- Ideal for: frequent travelers and premium perk seekers
Metrobank World Mastercard®
Metrobank Titanium Mastercard®
| Annual Fee | Free |
| Min. Annual Income | ₱ 180,000 |
| Monthly Effective Interest Rate | 3% |
Card Details
- No annual fees for carded first-time Metrobank cardholders when you apply until December 31, 2024 and meet an annual spend of ₱180,000.
- Earn 2x rewards points on dining, department store, and online purchases
- Earn one (1) point for every ₱20 spend
- Enjoy exclusive credit card features from Metrobank
- Ideal for: money-savvy cardholders shopping for essentials
Gift Options
Metrobank Titanium Mastercard®
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